Strategic Advice Archives | Focus Partners Australia

Financial adviser providing strategic financial advice to a couple during a wealth management consultation.

June 10, 2026

Strategic AdviceWealth Management

Wealth Management Australia vs Financial Advice: A Complete Guide

Wealth management and financial advice — what’s the difference? Australians are becoming wealthier, but this means financial decisions are also becoming more complex. There are a myriad of services to help with making financial decisions easier but with all the options, it may be confusing to choose which service you actually need. Wealth management and […]

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March 25, 2026

Focus Partners AustraliaStrategic Advice

When and Why You Should Review Your Personal and Practice Insurance

As a medical doctor, you can reduce your risk exposure by taking out appropriate personal and practice insurance. Personal insurance like income protection, life and disability, and trauma products can protect you against unexpected events. Public liability and medical indemnity insurance shields you and/or your practice against professional risks. Knowing when to review your insurance […]

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March 24, 2026

Strategic AdviceWealth Management

Super Update: Division 296 Legislation Passed — Key Changes for High-Balance Super Holders

On 10 March 2026, the Federal Parliament passed the long-anticipated Division 296 tax, marking one of the most significant changes to Australia’s superannuation framework in recent years. These reforms introduce an additional personal tax on the earnings attributable to the portion of an individual’s total super balance above $3 million, applying from 1 July 2026. […]

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March 12, 2026

Focus Partners AustraliaStrategic Advice

The Pros And Cons Of Salary Packaging (From An Employer’s Perspective)

We all know that salary packaging is popular with employees, as it allows them to reduce the amount of tax that they pay. It allows the employee to pay for expenses, such as a car, laptop, or additional superannuation expenses from their pre-tax earnings, which in turn reduces the total income that can then be […]

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